An exterior inspection photo of a house annotated by Yembo AI, flagging roof moss build up and labeling the roof as architectural shingles and the siding as T-111.

Insurance

Reduce Underwriting Risk with AI-enabled Inspections

Use Yembo's AI models on property images and video to identify hazards, structural components.

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Industry-leading homeowner completion rates

An underwriting inspection is only useful if the homeowner finishes it.

Yembo uses AI in the process, live human support and built-in automations to deliver up to a 2x increase in completion rates compared to other industry alternatives.

A homeowner walks through a kitchen with a phone while the Yembo AI labels the island, the countertop, and the shelving in real time.

A homeowner walks through a kitchen with a phone while the AI labels the island, the countertop, and the shelving as the capture runs.

Identify hazards before they turn into a claim

Yembo's AI works on homeowner and vendor captured images and videos to alert you if hazards are detected.

Yembo's AI can be deployed as part of your existing underwriting workflow. Yembo's AI also augments existing human QA workflow by flagging hazards missed by human QA workforce.

An exterior inspection photo annotated by Yembo AI, flagging a tree touching the roof as a hazard.

Why Yembo for underwriting inspections

  • Double your completion rates and speeds with homeowners compared to similar tools.
  • Give homeowners real-time support, which raises both satisfaction and completion.
  • Collect current photos and images rather than a record of how the property once looked.
  • Cut process time with a native integration to Cotality UnderwritingCenter.
  • Outsource your process through partnerships with boots-on-the-ground providers.
  • Pick up additional data points such as a contents inventory from the same capture.
A homeowner standing in a backyard, photographing the garden and pool area with a phone.

We tested several products to streamline our underwriting process, but Yembo stood out. It consistently delivered double the number of completions from homeowners and gave us impactful insight into the properties. That, along with Yembo's exceptional live support, significantly improved our efficiency and customer satisfaction.

VP of Underwriting, leading carrier

Streamline your underwriting survey process

  • High homeowner adoption

    The tool is quick and simple enough that homeowners finish it, at double the adoption rate of comparable inspection tools.

  • Live phone support

    Phone support runs 24 hours a day, seven days a week, so a homeowner who gets stuck reaches a person instead of abandoning the inspection.

  • Cotality UnderwritingCenter integration

    A native integration with Cotality UnderwritingCenter, previously named CoreLogic Myriad, carries results into the process you already run and shortens the time to a decision.

The workflow for an underwriting virtual inspection

Six steps from the request leaving your system to the completed report arriving back in it.

  1. A laptop showing a list of policyholders awaiting inspection, with names, addresses, and inspection type.

    01

    Share inspection requests

    Send data the way that suits you, by spreadsheet, over the API, or through a native integration with a third-party tool such as Cotality UnderwritingCenter.

  2. A policyholder reading a text message on a phone that links to their inspection.

    02

    Policyholders are contacted automatically

    Automated outreach alerts policyholders and follows up with reminders by phone call or text message.

  3. A policyholder photographing the exterior of their house with a phone.

    03

    The policyholder captures photos and video

    The web interface is white-labeled with your branding, and there is no app to download.

  4. The Yembo Hub on a laptop, showing captured room photos beside an itemized list of contents.

    04

    Review the results in the Yembo Hub

    Read the AI insights, make any updates yourself, or have Yembo prepare the completed report.

  5. A printed self-guided inspection summary held in two hands, with a grid of property photos.

    05

    Receive the completed inspection report

    The underwriting report covers risks, structure, and contents, delivered as a PDF or over the API.

  6. An inspector in a high-visibility vest reaching up the side of a house with a pole-mounted camera.

    06

    Automatic referral to a field inspector

    An incomplete virtual inspection is referred automatically to one of several boots-on-the-ground vendors for a physical visit.

Improve every type of underwriting inspection

  • Mainstreet

    Photos of the exterior and interior of the property. Experienced professionals vet the AI output so the identified risks and hazards hold up.

  • High net worth

    A modified high-value inspection using photos and video of the interior and exterior. Professional review keeps the insured-to-value figure accurate and reduces the risk of underinsurance.

  • New policy acquisition

    Grow written premium accurately by evaluating risk with precision before the policy is bound.

  • Renewal

    Reduce risk across the existing book by collecting current data and insight on the property.

See what your completion rate could be

A 30-minute walkthrough of the homeowner experience and the underwriting report it produces.

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